How to stop a foreclosure in San Diego - The following are some of the methods a san diego homeowner may wish to consider before accepting a foreclosure:
Payment full or an agreed to compromise
Bankruptcy - which will probably involve some sort of repayment plan
Reinstatement
Forbearance
Refinance
Short Refinance
Short Sale
Sale and bring money to the table
Law suit to seek rescission or damages - usually based on predatory lending, statutory violations such as TILA or RESPA or because of the actions or promises of the broker.
You may see alternative ideas or slick variations on the above but they will frequently be scams.
It boils down to this - if you wish to keep your home speak with a bank and an attorney.
If you have equity in your home find top of the line Realtor
If you are upside down put an attorney and a Realtor on your team. Even if you wish to sell to an investor it can hurt to have an attorney on tap.
Before signing over your deed on sort of sale and leaseback scheme speak with an attorney.
If you have equity in home speak with attorney and a Realtor.
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